insurance rates

insurance rates

Hey, how much do you guys pay for insurance? This question is mainly targetted to people with a significant amount of mods and have full coverate insurance plans.
im kind of scared how much higher my rates will go up after i tell them that its modded...

mines about $130, i dont know why its so high, my older brother 2 yrs older than me has the same car and he pays $80, my record is much cleaner than his, i gotta call them up and ask them about it, damn...

Well it depends on your insurance policy. But as far as I know, your insurance rates DON'T go up based upon modifications. If you do get in an accident though and screw up some after-market stuff, they'll ask for a receipt from the purchase before they even consider replacing your aftermarket with another one.

I know on my Progressive motorcycle policy, they gave me I think $3,000 coverage on aftermarket parts for free.

My best suggestions, keep all receipts...and don't tell them anything.

I have the same deal onmy car... only its like 5K and like 20 bucks more a month, some deal my dad got when he set up the policy, knew I wanted to do stuff to my car, but as far as I know they won't rase your rates too much based on mods untill they have to actually pay out for them. but yeah, its best not to tell them... as far as my insurance knows I'm still stock...

I remember when I was shopping for a new car after the Grand Prix, I was looking at a Mark 4 Supra...I asked the Allstate how much my rates would go up if I modded it...

...the lady told me nothing, but on the other hand...Allstate is a bunch of idiots.

hehe yeah... but on a mark4 suprayour rates would have been through the roof any ways... so what another 300 bucks for mods

i could be wrong but i think the only mod that would change your insurace rate was if you decided to get a turbo put on.

nope.. they go by vin.. if your car didn't come with one, then they don't know...

$169 a mo.......Full coverages on everything...

med pay
rental car
etc

ummmm screw u guys, I have a clean record and I'm paying $265 full coverage for my 04 corolla

thats because your 18 and male..

eh oh well, at least I'm getting no tickets so it'll have to lower sooner or later. What pisses me off is that my cousin has been in 3 wrecks and has 4 speeding tickets on her 04 Jetta and she is still paying less than I am

i just got geico insurance and i still have to get my car's picture taken at one of their locations..
lol.. cant really hide the aftermarket stuff.

u have to get the cars picture taken? I never had to do that with Geico..lol. Unless its cause of the aftermarket parts.

I have the tC and the 2007 Hyundai Santa Fe and I pay 750.00 every 6 months. Thats will full coverage on each car. None are modded, however, Geico does send me a notice to fill out with aftermarket parts and how much they cost. Word of advice. definately keep your reciepts!!!

When my rolla was stolen back in 2001, they found it and it was stripped. The only way I'd get paid for all the aftermarket parts I had, was to provide a reciept for everything I had. It took me a while to find all of them but I found them and got paid...I even got paid for my neons I had inside..lol.

most of my receipts are online ... i hope the receipts are still here somewhere..

Geez... i'm paying $195 for PL/PD + Fire/Theft... not even full coverage :|

right now im paying 1350$ / six months full coverage...but i havent told them i have aftermarket parts.

lol i'm paying $75/mo for basic coverage. but i'm in gay-mass where insurance rates are set by the state.

I pay like $230 to insure the following list of vehicals each with 2 drivers, full coverage and $100 glass deductible and $500 everything else deductible. I hate Allstate, I'm thinking of switching to state farm but its a pain in the ass since I have to also change my home owners insurance to get the combined discount.

2002 Lexus R00 4WD
2001 Toyota Corolla FWD
2003 Toyota Tacoma RWD

haha I know dude it's all good lol... I'm going to sign up for my MSF class by the beginning of next week after I get paid friday so hopefully my bike insurance won't be sky high

$51 dollars a month full coverage with a $500 deductible.

every insurance varies on age,state,zip codes,city and some teens has insurance through there parents but they the driver.i think i paid $120 a month back then w/$500 decutible and i was just the driver.

Who is your insurance company? I want to see if they can beat allstate on my stuff.